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SXSW 2020

Will Small Businesses Drive Ethical Cybersecurity?

Global P2P lending forecast to be $897.85bn by 2024, from $26.16bn in 2015. hitting 45% of global share by 2020. But cybersecurity/fraud & loan default rates are significant risks not adequately addressed by the market. Industry & government have collective responsibility to not just be “extractive” of P2P lending customers. We've ethical & moral responsibility, to protect their ongoing digital maturity if we’ve enabled it in the first place. No responsible parent teaches their child to swim without teaching dangers of swimming in the sea. How do we do this, when P2P is viewed differently around the world & security/protection (insurance) is viewed negatively? Will small businesses themselves who're choice-rich, individualism-led decision makers define/drive/precipitate this ethicisation?

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  1. Historic trends for similar (but more mature) asset classes to P2P lending & how these support early education of risks, as alternative way forward.
  2. Description of mitigants or education tools (eg cybersecurity, insurance) that can be used to put the above early risk education, in place.
  3. Actions for the audience (small business, enterprises incl lenders, governments, investors, social activists) to achieve/advocate early risk education



Kiran Bhagotra, CEO & Founder, ProtectBox Ltd

Meta Information:

  • Event: SXSW
  • Format: Panel
  • Track: Tech Industry & Enterprise
  • Level: Advanced
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