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	Yes No	Banking 2.0: Financial Services Driven by People & Emerging Technologies Rob Garcia, Lending Club Corporation In the midst of the financial crisis, people are compelled to save, budget and lower their dependenc... READ MORE In the midst of the financial crisis, people are compelled to save, budget and lower their dependency on traditional financial services. Stock picking communities, Person-to-Person lending, personal finance management and even FICO-score tracking services have emerged to serve the changing needs of customers exclusively served by traditional banks and Credit Unions. Social Networking
	Yes No	The Rise of P2P Lending: From Microlending to Creditworthy Borrowers in the US Rob Garcia, Lending Club Corporation Peer Lending and Microlending has recently risen as a clear alternative and complement to traditiona... READ MORE Peer Lending and Microlending has recently risen as a clear alternative and complement to traditional bank loans. Lending Club eliminates the high cost and complexity of the current banking system, providing borrowers with loans at more attractive rates while offering investors an opportunity for better returns. Kiva empowers individuals to lend directly to unique entrepreneurs around the globe for the sake of alleviating poverty. Branding / Marketing / Publicity, Business / Entrepreneurial / Monetization, Community / Online Community, New Technology / Next Generation, Social Networking

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